By Olivia Virag An Ordinary Question When I moved into my shared ownership home in July 2020, I wasn't looking for a campaign or preparing for a legal dispute. Like most people, I simply wanted a place to call home. At the age of 50, after many years of renting shared accommodation, home ownership had… Continue reading I Thought I Was Just Checking My Service Charges
By SHAC and Geri Girardi Notting Hill Genesis (NHG) has lost a First Tier Tribunal Case after attempting to recover historic major works costs by raiding the residents' reserve fund. The decision of the First-tier Tribunal raises important questions about how registered social landlords recover the cost of major works from leaseholders. But it also… Continue reading Notting Hill Woes: Residents Win Legal Battle Over Historic Repair Costs
On Friday 10th July, SHAC received fresh communication from the National Audit Office (NAO), for the first time concurring with SHAC that there is a serious gap in regulatory oversight when it comes to service charges paid by councils using Housing Benefit, although they do not agree with all our conclusions. For some tenants, the… Continue reading Service Charge Abuse: Audit Office Validates SHAC Risk Evidence and Campaigners Win Landmark Ruling
By June Atkinson Last year I experienced a retaliatory eviction. It happened when the landlord and rental agency asked me to pay for repairs. It was illegal, but I had little protection because the Welsh Assembly kept the 'no fault evictions' provision when they changed other aspects of housing law in 2016. I wouldn't pay… Continue reading A Pensioner’s Fight Against Housing Injustice
By David Wood I became a banker in 2007. The lesson I took from the financial crisis was not that banks should cease to exist. It was that systems which appear robust on paper can contain weaknesses that only become visible when the system is stressed. Safeguards should be tested rather than assumed. Looking at… Continue reading The Three Closed Doors: A Stress Test of Leasehold Accountability
New data from SHAC's comprehensive national survey of 829 residents has exposed an environment of widespread service charge abuse, directly challenging the government’s refusal to protect tenants and leaseholders. full report: Landlord Service Charge Abuse Survey - MAY 2026 PETITION: Allow disputed service charges to be paid to courts In April 2026, the Secretary of… Continue reading Mass Survey Exposes Rampant Service Charge Abuse as Housing Minister Rejects Caps
How Landlords are Siphoning Millions in Unearned Service Charges from the Welfare State A new investigation by SHAC reveals a systemic failure in the Housing Benefit system, allowing landlords to overcharge the taxpayer by millions of pounds while the government looks the other way. Download the report: Service Charges & Housing Benefit report It is… Continue reading The Great Housing Benefit Heist
Missing information and the service charge maze: how one email built a residents’ association By SHAC member David Woodrow Our residents’ association was born from an accident. In August 2024, our building manager at Peabody emailed every resident about window cleaning — and accidentally used CC instead of BCC. What followed was a week of… Continue reading Missing Information and the Service Charge Maze
New research carried out by SHAC shows that across all the cases of service charges challenged at the First Tier Property Tribunal (FTT), more than 63% of landlords were found to be overcharging for services. This figure rises to more than 66% for housing association landlords. The overcharges in many of the cases were replicated… Continue reading SHAC Research Finds Overcharging in More Than 63% of Tribunal Cases
By Michael Savell Nothing less than total reform will cure the problems with housing. For the last several years I have been involved with SHAC as its Treasurer, and have occasionally contributed to the various Whatsapp groups answering questions and commentating on the problems that tenants and leaseholders have with their landlords. It is very… Continue reading Nothing Less Than Total Reform
